About 403 Saw Mill River Road
Perhaps the best buy in the Chappaqua School District! This expanded Cape Cod ringed by mature trees has been well-maintained and updated as a multi-generation family hub for almost 60 years. Now it's ready to start that nurturing cycle again with a new family on nearly 2/3 of an acre with water views and lake access on Tara Lake, but no HOA fees or restrictions. The private beach area is open to a limited number of properties around the lake. The home's renovated kitchen has stone counters, an island, a full suite of appliances, and propane for cooking. There are two bedrooms (originally three) and a full, renovated bathroom on the first floor. Two more bedrooms, a full bath, and yet-to-be-finished space on the second floor wait for updates of your choice. Other improvements include: a young roof (approx. 10 years), approx. 700sf maintenance-free deck (2022), above-ground oil tank (2015), and upgraded electrical (2013); permits for all improvements are closed. Municipal water, an expanded septic system, an oil-fired furnace, and hot-water baseboard and steam heat support this comfortable home. The location on a "primary", county road means reliable plowing when snow falls. Chappaqua schools, local shopping and services, easy access to highways, public parks and recreation; and multiple MetroNorth options are the perfect suburban mix. All inclusive taxes for 2024 = $15,241; current STAR = $1,702 standard/$3,676 enhanced. Grab this rare opportunity to buy a move-in ready home in one of Westchester's top-rated school districts for an as-is price with lots of potential to add value.
Features of 403 Saw Mill River Road
| MLS® # | 848363 |
|---|---|
| Price | $749,900 |
| Sold Price | $737,500 |
| Date Sold | September 15th, 2025 |
| Bedrooms | 3 |
| Bathrooms | 2.00 |
| Full Baths | 2 |
| Square Footage | 1,644 |
| Acres | 0.61 |
| Taxes | $15,242 |
| Year Built | 1957 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Cape Cod |
| Status | Closed |
Community Information
| Address | 403 Saw Mill River Road |
|---|---|
| City | Millwood |
| County | Westchester County |
| State | NY |
| Zip Code | 10546 |
| Adult 55+ Community | No |
Amenities
| Utilities | Cable Connected, Electricity Connected, Propane, Trash Collection Public, Water Connected |
|---|---|
| Parking Spaces | 3 |
| Parking | Attached, Garage |
| # of Garages | 1 |
| View | Lake |
| Is Waterfront | Yes |
| Waterfront | Water Access |
| Has Pool | No |
Interior
| Interior | Carpet, Hardwood |
|---|---|
| Interior Features | First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Granite Counters, His and Hers Closets, Kitchen Island, Master Downstairs, Storage, Walk Through Kitchen, Washer/Dryer Hookup |
| Appliances | Dishwasher, Dryer, Freezer, Gas Range, Microwave, Refrigerator |
| Heating | Baseboard |
| Cooling | Wall/Window Unit(s) |
| Has Basement | Yes |
| Basement | Partial, Partially Finished, Walk-Out Access |
| Fireplace | Yes |
| # of Fireplaces | 1 |
| Fireplaces | Wood Burning |
Exterior
| Lot Description | Back Yard, Front Yard |
|---|---|
| Exterior | Vinyl Siding |
School Information
| District | Chappaqua |
|---|---|
| Elementary | Westorchard |
| Middle | Seven Bridges Middle School |
| High | Horace Greeley High School |
Additional Information
| Date Listed | April 15th, 2025 |
|---|---|
| Days on Market | 34 |
| Short Sale | No |
| RE / Bank Owned | No |
| Levels | Three Or More |
Listing Details
| Office | Key Real Estate Services, LLC |
|---|
