8-10 Towners Road # 8, Carmel, NY

$650,000

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4,706

Square feet

0.54

Acres

About 8-10 Towners Road # 8

Fully Available!! RARE LAKEFRONT MIXED-USE INVESTMENT OPPORTUNITY! Discover the unique potential of 8 & 10 Towners Road in Carmel, NY, featuring THREE LEGAL UNITS—TWO RESIDENTIAL UNITS AND ONE COMMERCIAL UNIT—situated directly on the shores of Lake Carmel with beautiful water views and direct lake access. #8 Towners Road features a COMMERCIAL OFFICE/RETAIL SPACE with multiple rooms, a GARAGE BELOW, and an additional FRAMED-OUT ROOM offering flexible possibilities for expansion, storage, or additional workspace. #10 Towners Road includes a TWO-BEDROOM APARTMENT, a separate GARAGE, and an additional ONE-BEDROOM APARTMENT. The lower level also features a SEPARATE ENTRANCE and was previously used as an apartment, offering additional potential. ALL UNITS ARE SEPARATELY METERED, INCLUDING THE BASEMENT, with electric heat throughout. This versatile property offers opportunities for an OWNER-USER, INVESTOR, RENTAL INCOME, or LIVE/WORK ARRANGEMENT. Enjoy the benefits of Lake Carmel living, including FIVE WELL-MAINTAINED BEACHES, a playground, walking path around the lake, and clubhouse. Convenient COMMUTER LOCATION with easy access to major roads and close to golf and local amenities. A truly distinctive WATERFRONT PROPERTY combining COMMERCIAL, RESIDENTIAL, AND RECREATIONAL OPPORTUNITIES in one location.

Features of 8-10 Towners Road # 8

MLS® # 986319
Price $650,000
Square Footage 4,706
Acres 0.54
Taxes $14,372
Year Built 1940
Type Commercial Sale
Sub-Type Mixed Use
Status Active

Community Information

Address 8-10 Towners Road # 8
City Carmel
County Putnam County
State NY
Zip Code 10512
Adult 55+ Community No

Amenities

Utilities Electricity Connected, Trash Collection Public, Water Connected
View Lake
Is Waterfront Yes
Waterfront Lake Front, Lake Privileges, Water Access, Waterfront
Has Pool No

Interior

Heating Electric
Cooling Wall/Window Unit(s)
Has Basement Yes
Basement Finished
Fireplace No

Exterior

Lot Description Cleared, Front Yard, Paved, Private, Waterfront
Exterior Frame

Additional Information

Date Listed April 22nd, 2026
Days on Market 170
Zoning C
Short Sale No
RE / Bank Owned No

Listing Details

OfficeBriante Realty Group, LLC
Contact Info845-225-2020

Listing Map

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